Horizon Consumer Intel LLC, a Wyoming limited liability company (Entity ID: available upon request from legal@consumerhorizon.com, registered at 75 E 3rd St, Sheridan, WY 82801), maintains a formal Anti-Money Laundering (AML) compliance program aligned with FinCEN's Bank Secrecy Act Advisory for Money Services Businesses and related guidance.
AML program elements: (1) Written AML policies and procedures reviewed annually. (2) Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for all partners, including beneficial ownership verification under the Corporate Transparency Act (CTA). (3) Transaction monitoring with automated alerting for anomalous settlement patterns. (4) Mandatory SAR filing with FinCEN within the required timeframe for any suspicious activity. (5) Sanctions screening against OFAC SDN, EU Consolidated, and HMT lists prior to onboarding and on an ongoing basis.
Source of funds: All settlement funds disbursed through the Horizon platform represent legitimate commercial compensation for digital content creation, brand partnership management, and related B2B operational services. Settlement records are retained for a minimum of five years and are available to law enforcement, financial regulators, or banking partners upon lawful request.
This disclosure is provided to facilitate bank account opening, correspondent banking relationships, and institutional due diligence reviews. For the full AML program documentation or to request a copy of our AML/BSA Compliance Manual, contact legal@consumerhorizon.com.